Growing families, established savers, retirees, and the next generation.
Two careers and young kids. Decades of quiet saving. A last paycheck on the calendar. A first job and a first Roth. Four stages of the same path, and a plan for each one.
Families still building
Young kids, busy careers, and the first real money you’ve had to manage.
You're saving in a few places and doing more or less the right things. The work now is putting it in order: the right accounts, the right sequence, and room to grow as the family does.
Getting organized
Money is going a few directions: a 401(k) each, some savings, maybe old accounts from past jobs.
We bring it into one view, fund accounts in the tax-smart order, and keep a cushion so the rest stays invested.
A growing family
A house, kids, and goals that start competing for the same dollar.
Retirement and college get funded in the right proportion, with insurance only where it closes a real gap.
Peak earning years
Incomes climb, and so does the tax bill.
More flows into tax-advantaged accounts, withholding stays handled, and company stock is worked into the plan.
Looking ahead
The nest egg is real now, and the questions get bigger.
We map when work becomes optional and carry the plan into the next stage without starting over.
What We Do
What you walk away with.
Four different stages, one standard of care. Whichever plan is yours, these are the pieces behind it.
A written financial plan
One document that ties your saving, investing, taxes, and estate into a single strategy, not a binder of boilerplate.
A clear list of next steps
Prioritized actions, so nothing important sits undone.
A standing quarterly check-in
We meet every quarter to keep the plan current as life and markets change.
Coordination with your CPA and attorney
We work with your other professionals through the year, so nothing falls between the cracks.
What Our Clients Say
In their words.
I’d been saving for forty years without ever calling it a plan. Now the withdrawals, the taxes, the timing all have a reason behind them, and I know what it is.
I walked in expecting a pitch. I walked out with a list of things to do, in order, and half of them didn’t involve HomeBrook at all.
We spend our weekends on the river now, not on the accounts. That was the whole point.
Marc talks to our kids like adults. Our daughter opened her first Roth at nineteen. Her idea, not ours.
The first thing he found was a fee I’d been paying for fifteen years without knowing it.
Our Principal
Work with Marc and his team.
Marc Neighbor founded HomeBrook to give everyday savers the same straightforward advice he'd want for his own family. He works with people who built real wealth the steady way and would rather spend their time outdoors than watching the markets.
Meet the Team
Marc Neighbor
Founder & Wealth Adviser
FAQ
Questions people usually ask.
If yours isn't here, bring it to a first conversation. We'd rather answer it straight than leave you wondering.
Browse all the questions- Who does HomeBrook work with?
- People who built it themselves, mostly: families still saving, career-long savers with more put away than anyone would guess, people with retirement on the calendar or already here, and their kids opening a first Roth. Some have worked with advisors for years; plenty never have.
- Are you a fiduciary?
- Yes. We're held to a fiduciary standard, which means we're required to put your interests first, not steer you toward whatever pays us the most.
- How do you get paid?
- Mainly a transparent fee based on the assets we manage for you, so we do better when you do. If insurance genuinely fits your plan, we'll walk you through how that works too. No hidden costs.
- Do I need a certain amount to get started?
- We work with people at different stages, from younger families just getting serious about saving to retirees managing what they've built. The best first step is simply a conversation.
- What does a first conversation look like?
- Mostly questions: what you've saved, where it sits, and what you want the money to do. No pitch and no homework. You leave with an honest read on where you stand, whatever you decide.
- How often will we talk?
- Quarterly by default, plus whenever something comes up on either side. Some clients want more, some want less. You set the cadence.
Get in Touch
Start with a conversation.
Tell us where you are and what's on your mind. We'll listen, ask questions, and tell you honestly whether we can help.
- A fiduciary who puts your interests first
- One clear plan for your retirement, your taxes, and your legacy
- Straight answers, no jargon, no pressure
- A relaxed first conversation, with no obligation
Prefer to talk it through? Skip the form and grab a time that works.
Schedule a Meeting