You didn't build a nest egg
to spend your weekends worrying about it.

HomeBrook provides straightforward financial advice to individuals and families who would rather be outside.

Get in TouchOur Approach

The best financial plans are often the simplest ones.

Financial planning is about building lasting wealth through disciplined investing, tax-efficient strategies, thoughtful planning, and consistent decision-making over time.

Our goal is simple: help you make smart financial decisions today so you can spend tomorrow doing what you love with the people you care about.

Who We Help

People who built it themselves.

HomeBrook is for people building wealth sensibly; people who want to see it grow, fund the retirement they've pictured, and leave something lasting.

Families still building

Two careers, kids, a 401(k) each, and a nagging sense you should be doing more. The plan starts simple and grows as your family does.

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Established savers

Decades of steady saving, and more in the accounts than anyone would guess. The work now is giving all that discipline a direction, not just a balance.

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Approaching or in retirement

The saving part worked. Now the questions are income, taxes, required withdrawals, and what you'll leave behind. That's usually when people find us.

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Services

Full service financial advising
in plain English.

Financial planning

One clear roadmap covering your retirement, your legacy, and the unexpected. Reviewed together every quarter.

Investment management

Diversified portfolios built on low-cost, tax-efficient ETFs, with a few carefully chosen individual stocks. No trends, no market timing.

Retirement planning

The shift from saving to spending: dependable income, required withdrawals handled, and taxes planned years ahead.

Estate planning

What you leave and how it lands: beneficiaries, trusts, and charitable giving arranged so more reaches the people and causes you care about.

Our Approach

Four steps. One clear plan.

Our conversations are relaxed and free of jargon. We explain every recommendation in plain English, so you understand not just what we're doing, but why. Whether you're just getting started, have managed your own money for years, or have never worked with an advisor, we'll meet you where you are.

  1. Start with your life

    The first conversation is about you, not your portfolio.

    What you're saving for, what keeps you up at night, and what a good retirement actually looks like to you.

  2. Make a clear plan

    One clear roadmap, written in plain English.

    Your retirement, your legacy, and a plan for the unexpected, laid out so you understand every part of it.

  3. Keep costs and taxes low

    Focus on what you can control.

    Low-cost funds, tax-efficient decisions, and no chasing whatever happens to be hot this week.

  4. Stay on course

    We talk every quarter.

    Life changes, markets move, and tax law shifts. The plan keeps up, and you always know where you stand.

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Case Studies

How it plays out.

Retiring without the tax surprise

Scenario

A couple in their early 60s had saved diligently, but nearly all of it sat in tax-deferred accounts, setting up a large required-withdrawal tax bill in their 70s.

Outcome

A multi-year series of Roth conversions in their lower-income window trimmed their projected lifetime taxes and let them retire a year earlier than planned.

A lifelong saver, finally with a plan

Scenario

A single professional had built more than $1M across a dozen old 401(k)s and brokerage accounts, but had never worked with an advisor and had no withdrawal plan.

Outcome

We consolidated everything into one low-cost, tax-efficient portfolio with a clear, plain-English income plan, and cut the ongoing fees they'd quietly been paying.

A young family getting serious

Scenario

Two working parents in their late 30s were saving steadily but weren't sure it was enough, or that they were doing it in the right order.

Outcome

A simple automated plan put their retirement, an emergency cushion, and the kids' college savings on track, without them having to think about it every month.

Our Advisors

Work with Marc and his team.

Marc Neighbor founded HomeBrook to give everyday savers the same straightforward, plain-English advice he'd want for his own family. He and Michael work with people who built real wealth the steady way and would rather spend their time outdoors than watching the markets.

Working with Marc and His Team
Marc Neighbor

Marc Neighbor

Founder & Financial Advisor

Michael Richards

Michael Richards

Financial Advisor

FAQ

Questions people usually ask.

If yours isn't here, bring it to a first conversation. We'd rather answer it straight than leave you wondering.

Are you a fiduciary?
Yes. We're held to a fiduciary standard, which means we're required to put your interests first, not steer you toward whatever pays us the most.
How do you get paid?
Mainly a transparent fee based on the assets we manage for you, so we do better when you do. If insurance genuinely fits your plan, we'll walk you through how that works too. No hidden costs.
How often will we talk?
At least once a quarter, plus whenever something comes up on either side. You'll always know where you stand and what we're doing next.
How much say do I have in decisions?
As much as you want. Some clients like to hear about every move before it happens; others would rather we handle the details. We'll set it up whichever way suits you.
What if I've never worked with an advisor?
Plenty of our clients hadn't before they came to us. We'll meet you where you are and explain every recommendation in plain English, so you always understand what we're doing and why.
Do I need a certain amount to get started?
We work with people at different stages, from younger families just getting serious about saving to retirees managing what they've built. The best first step is simply a conversation.

Get in Touch

Start with a conversation.

Tell us where you are and what's on your mind. We'll listen, ask questions, and tell you honestly whether we can help.

  • A fiduciary who puts your interests first
  • One clear plan for your retirement, your taxes, and your legacy
  • Plain English, no jargon, no pressure
  • A relaxed first conversation, with no obligation

Prefer to talk? Call us directly.

(913) 344-4138